Most Important Insurance Questions and Answers
We are Licensed Insurance Brokers in the State of Georgia and South Carolina. Year round we help Georgia residents apply for:
- Affordable Marketplace Health Insurance
(Ambetter, CareSource, BlueCross BlueShield, Friday Health Plans, Etc.)
- Individual Vision or Dental Insurance
- Medicare Insurance
- Medicaid
- Update Current Health Insurance Plan
Get Affordable Care Act info for individuals or families today. Affordable quality Insurance coverage is available to you now. All you have to do is Call (912) 675-6958 or schedule a complimentary consultation with Licensed Health Insurance Broker Dana Gaffney.
What is the ACA ? |
What is Marketplace Insurance? |
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The ACA or Affordable Care Act is the health care reform law enacted in March 2010 designed to make healthcare and Health insurance more affordable.
The law has three main functions:
Need Health Insurance? Call or Request to speak to with Licensed Health Insurance Broker Dana Gaffney. |
The Health Insurance Marketplace helps you find health Insurance coverage that fits your needs and budget. Every health plan in the Marketplace offers Similar set of essential health benefits, including Doctor Visits, Preventive Care, Emergency Room, Prescription Drugs, Hospitalization, Etc. You can compare plans based on price, benefits, quality, In-Network Providers and other features important to you before you make a choice.
With the Marketplace, you’ll see if you qualify for free or low-cost coverage through Medicaid or Children’s Health Insurance Program (CHIP), or for savings on a Marketplace plan. Most people who apply will qualify for some kind of savings. Every person in the U.S. must have minimum health coverage or risk paying a fee out of pocket at the doctors office. For any other questions Call (912) 675-6958 or Schedule a complimentary consultation with Licensed Health Insurance Broker Dana Gaffney. |
Who is eligible for Health Insurance Marketplace? |
How to Sign Up for Obamacare (Marketplace Insurance)? |
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To be eligible to qualify for the Health Insurance Marketplace, you
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The Best way to Sign up or Enroll in Marketplace Insurance is to find a Health Insurance broker that represents the state that you live in. Insurance Brokers are educated on the insurance companies that are available in your area, and are able to provide you with detailed information about the coverage and affordable rates that you qualify for.
You can also self enroll if you want to without speaking to broker. Here is a link to a Self Enrollment Website where you can shop for Affordable health Insurance plans in your Area: Click here to Self Enroll If you are in the state of Georgia or South Carolina and need to enroll in Affordable Health Insurance and want to speak to a Health Insurance Broker or have any questions Call (912) 675-6958 or Request to Speak to Licensed Health Insurance Broker Dana Gaffney. |
Can I Enroll in Health Insurance if I have a Pre-Existing Condition? |
When is Open Enrollment for Health Insurance? |
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Yes. Under the Affordable Care Act, health insurance companies can not refuse to cover you or charge you more just because you have a “Pre-Existing Condition”. A Pre-Existing Condition a health problem you had before the date that new health coverage starts.
To Apply for the Marketplace Health Insurance or have any other questions Call (912) 675-6958 or Request to Speak to Licensed Health Insurance Broker Dana Gaffney. |
The Open Enrollment period is a yearly period in when people can enroll in affordable health insurance plan .
For Medicare Open Enrollment start on October 15th to December 7th For Marketplace Insurance (ACA) Open Enrollment start on November 1st to January 15th If you need to apply for Health Insurance, Change current plan, or to speak to a Licensed Health Insurance agent call (912) 675-6958 or Request to speak to Licensed Health Insurance Broker Dana Gaffney. |
Can I Apply for Marketplace Health Insurance Outside of Open Enrollment? |
How to Apply for Health Insurance Outside of Open Enrollment |
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Yes, you are eligible to enroll in health insurance outside of open enrollment if you qualify for a special enrollment event. example of special enrollment events are if you have certain life events, like getting married, having a baby, losing other health coverage, Etc.
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If you Need Health Insurance outside of Open Enrollment Contact us at (912) 675-6958 or Request to speak to Licensed Insurance agent Dana Gaffney and we will help enroll you at any point of the year.
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What is a 1095-A Form |
How do I get my 1095-A Form |
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The 1095-A Form is Tax form that people who enroll in the Health Insurance Marketplace during the year to file their taxes, which provides information about your insurance policy, your premiums (the cost you pay for insurance), any advance payment of premium tax credit and the people in your household covered by the policy.
The IRS report certain information about individuals who enroll in a qualified health plan through the Health Insurance Marketplace and file an accurate tax return. |
If You have Enrolled in Marketplace Insurance throughout the year and need your 1095-A Information Contact your Insurance agent to retrieve your information for you. If you don't know your agent or have one contact us and we will assist you with getting your information
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